How It Works

Need cash quick but you're caught between paydays? We have the solution! Perfect Payday Loan can match you with a responsible payday lender for a short-term loan.

How it works
In order to get a payday loan from one of our lending partners, please follow the 3 steps:

Complete the online application.
Check email to see if you have been approved.
Receive your cash deposited directly into your bank account.

Once approved, your payday loan could be available to you within 24 hours.*

Am I eligible for a payday loan?
In order to qualify for a payday loan with one of Perfectpaydayloan.co.uk’s responsible lending partners you must meet these requirements:

Be at least 18 years of age.
Be a UK citizen.
Have a chequing account.
Be employed, and receive your salary deposited directly into your bank account.

Getting the cash you need is that easy!

PerfectPaydayLoan.co.uk is not a lending or banking institution. It does not broker loans to lending institutions. The personal information you provide will be provided to a third-party lender to provide you with a loan application and the potential to receive a loan. PerfectPaydayLoan.co.uk makes no guarantees or warranties with regards to the availability of a loan or any other aspect of the terms and conditions of the lending institution. PerfectPaydayLoan.co.uk is a free service, but may receive a commission from any lenders we introduce you to. For details, questions, or concerns regarding your loan, please contact the lending institution directly. Not all lenders can provide up to £1000. Cash transfer time may vary between lenders. We assume no responsibility for the services or information you may receive from the lender. All loans are subject to credit approval. Certain limitations apply.

* Subject to approval times and lender's own policies. In some cases, funds will be deposited the same working day, if approved by 14:30. Approval may take up to 30 minutes in most cases. Loan amounts are based on consumers credit history and ability to repay loan. Not everyone will qualify for a loan. Please call your banking institution to determine when they are able to release the cash to your account.

* Fees range from £21.98 to £29.98 for each £100 you borrow. UK Representative APR (Annual Percentage Rate of charge) - Representative example: Borrow £300 for 31 days. The total charge for credit is £89.94. Interest is fixed at a rate of £29.98 per £100 borrowed. The total repayable is £389.94. Representative APR 2096.46%