Questions

What is a payday loan?
A payday loan is a product offered by lenders to meet your unexpected short-term financial needs. If you require cash right away, and do not want to go through a lengthy process with your bank, then a payday loan could be right for you.

Do I qualify for a payday loan?
If you are a resident of the United Kingdom and at least 18 years of age and currently employed receiving regular pay deposited directly into your bank account, then you could qualify for a loan.

How much does it cost?
Fees vary by lender. It is important to note there is no cost to using our free matching service. There is a flat fee charged by lenders when you receive a payday loan. An example: a flat fee of £29.98 per every £100 borrowed. There is no administration cost or hidden charges. A Typical APR for a 31 Day Loan would be 2255%.

How much can I borrow?
Loan limits vary. Average loan amounts are from £100 to £300 for your first time loan. Once you have successfully repaid your loan with fees, at its discretion, our lending partner could increase your loan limit. Your loan limit will also increase based on your payment history and net income.

Do I need to send documents?
In most cases you are not required to send documents, however we might need to verify your employment, which might require you to send in a document.

What if I need another loan after I pay off the first one?
Not a problem. You can apply online again right away. The application is much simpler since we already have most of your information. All you have to do is log into our website and submit your new loan request.

How long does the application process take?
The application takes a few minutes to fill out. After you submit your application you will be notified about the results and receive further instruction if you have been approved.

How do I get my cash?
If you are approved, the funds will be deposited directly into your bank account.

How do I pay back the loan?
Your loan will automatically be debited from your bank account on the day of your repayment date. This will include the full amount and lender’s fees.